Debts are the most wonderful invention of civilization. And I'm not saying that if one owes, the other gets. I'm talking about how strangers' debts make us better people. Take these two, for example. He wants to survive and she wants to live. He wants to pay off debt and she wants a new tattoo. How do you satisfy both of them? I know a great way that will give me a lot of pleasure. And you guys know what I'm talking about.